In today’s market, investors are increasingly torn between the security of broad index funds and the allure of high-growth technology and clean-energy stocks. This analysis examines UiPath and Bloom Energy through a balanced lens, identifying fair-value buy ranges, risk-adjusted return expectations and the role each stock can play in a diversified portfolio.

There was a time when machines waited for us to act. We pressed the buttons; they obeyed. Today the machines anticipate. They recommend, filter and—increasingly—reason.

Everyone, at some point, has wondered: “What if I had just invested that £100 instead of spending it?” It’s a simple question, but one that illustrates the single most powerful idea in personal finance — the effect of time on money.

Saving is not simply about storing money; it’s about creating financial capacity — the ability to take opportunities when they arise. For many, the barrier isn’t how much they earn, but how consistently they save. Start small. If you can set aside £50 or $50 every month, do it